60-SECOND BUDGET
Build your budget in 60 seconds
See where every rand goes and which categories are over SA guidelines.
Monthly Numbers
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PERSONAL BUDGETING
Budgeting for South Africans
With 72% of South African adults operating without a budget, setting clear targets is the first step toward wealth. Aim for housing at 25-30%, groceries at 10-12%, transport at 8-10%. Prioritize savings at 15%+.
Budget Tool FAQ
How much should I save each month?
Aim for at least 15% of after-tax income. Start with whatever you can.
What’s the biggest budgeting mistake?
Not tracking small daily expenses. R50/day in unnecessary spending = R18,000/year.
How should I budget if my income is irregular?
Budget based on your lowest earning month. Save surpluses from higher months.
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