PLANNER
Retirement Planner
Tell us what you want in retirement. We calculate exactly what to contribute monthly.
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55606570
RA + pension + preservation
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RETIREMENT & WEALTH
Retirement Planning in South Africa
With only 6% of South Africans able to retire comfortably, proactive planning is essential. A Retirement Annuity (RA) allows you to deduct contributions up to 27.5% of your taxable income (capped at R350k/year). A R10,000 monthly contribution effectively costs only R6,400 after tax savings.
Retirement Planner FAQ
How much do I need to retire?
A common rule: 17x your desired annual income. For R50k/month, roughly R10.2M.
When can I access my RA?
Only at age 55, or earlier if you emigrate or become disabled.
What investment returns should I expect?
Long-term SA equity returns average 12-14% nominal, 5-7% real.
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